A hit-and-run crash can leave you shaken, injured and unsure where to turn, especially when the driver who caused the collision disappears before you can exchange information. You may also worry about how you will handle medical bills, vehicle damage or an insurance claim without knowing who caused the crash. Taking a few practical steps can help protect your interests while you deal with the aftermath.
Here are the most important things you should do immediately after a hit-and-run crash in Montana.
Call 911 immediately
Report the collision as soon as possible. Give officers every detail you remember, including the other vehicle’s make, model, color, license plate number, direction of travel and any description of the driver. If witnesses saw the crash, provide their information as well.
Montana law requires drivers involved in certain crashes to stop, remain at the scene and provide information or reasonable assistance. When the other driver leaves instead, that person may face consequences for failing to meet those duties. Reporting the crash promptly allows law enforcement to investigate and look for the driver while details and potential leads remain fresh.
Preserve evidence from the scene
Photographs and other details from the scene can help establish what happened. If you can do so safely, take photos of your vehicle, the damage, the surrounding area and any visible debris. Write down what you remember while the details remain fresh. You can also note nearby businesses or homes that might have security cameras.
Seek medical attention
Get medical care promptly even if you don’t think you were harmed in the accident. Some injuries may not become obvious immediately after a collision, particularly when adrenaline masks pain. Follow your provider’s recommendations and keep information related to your treatment.
Check your insurance coverage
Review your policy for uninsured motorist coverage after reporting the crash to your insurer. Montana requires insurers to offer this coverage unless you reject it in writing. It can provide coverage for injuries caused by an uninsured or hit-and-run driver, depending on the terms of your policy.
Protect your claim after a hit-and-run
After a hit-and-run, reporting the crash, preserving evidence, getting medical care and reviewing your coverage can help protect your ability to seek compensation. If the driver remains unidentified or your injuries create a significant claim, consider having an attorney review the circumstances and your insurance documents with you.
