Under HB 380, the fine for the first texting and driving offense would be just $50, but the amount increases with each consecutive offense. For example, second and third offenses would merit $100 and $200 fines, respectively. These violations wouldn't be recorded on a driver's criminal record or impact his or her insurance policy.
Motor vehicle accidents caused by distracted drivers can lead to serious injuries or even death. If a person is injured in an accident caused by a driver who was texting or reading messages when the crash occurred, he or she could potentially file a personal injury claim. An attorney may assist someone with filing a lawsuit against the responsible parties. In most cases, a lawyer may negotiate with the insurance companies to recompense any costs and damages that were directly associated with the accident. Usually, a settlement is reached without having to go to court, but the case could be taken to trial if all parties cannot agree.
Source: KBZK, "Proposed Montana bill seeks to ban texting while driving state-wide", Aja Goare, 02/07/2017